You might be wondering, Is Financial Peace University Worth the Price? I had the same question a few months ago, so keep reading to find out what I’ve learned!
Deciding to Take the Plunge
Did you ever have a really strong feeling that something would be good for you? Maybe you knew a certain diet or way of eating would for sure be the best for your lifestyle and health. Or maybe you had a really strong sense that a specific school was best for your kids. Perhaps you just knew a certain house was the one to buy. I had that feeling about Financial Peace University. I just knew it was going to be a game changer for us.
My husband was not so sure…
My husband is a super reasonable guy, so to him the idea of spending money to have someone tell us how to spend less money just did not add up. The other major challenge for us was time. We are so stinkin’ busy every day! You know the feeling? Like, how in the world can you possibly fit in one more thing, let alone a weekly meeting for a few months.
But I was so sure. I did a thing that I do not necessarily recommend you do and without my husband’s knowledge I signed us up for the Financial Peace University course and connected with a group to meet with weekly for 12 weeks. My husband was a little bit annoyed with me! He started off frustrated that I would commit us to yet another thing to do, then he moved to a skeptical posture as we started into the study, then by week 3 he was sold and now even listens to the Dave Ramsey Show podcast often.
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I think Financial Peace University is so successful because of the Baby Steps. You don’t start with any crazy huge out-of-reach goals. It starts small and you work your way toward bigger things. The whole thing felt very reasonable and achievable.
Dave Ramsey says that 80% of Americans are in debt. That means most of us! This shocking statistic should also allow you to feel less shame. Shame is what holds many people back from seeking real help like what Financial Peace University offers (provided you do the work). Lay the shame aside and decide to take ACTION!
I was really surprised when our group leader read the statistic that the average family pays off $5,300 in debt and saves $2,900 in the first 90 days after going through FPU. Wow! Now that we’ve completed the program, I can see how this can work. We’ve been able to save money we didn’t know we had. We haven’t used a credit card since January (and we are fine!). We’ve become much more frugal when we thought we already were. As much as we knew about finances before the program, we learned so much more and gained insight in areas that we didn’t even know we were lacking.
Most importantly, we are working TOGETHER! At different times in a marriage we have to stop and assess what we’re doing and refocus on the goals we want to achieve together. FPU provided an excellent opportunity for my husband and me to evaluate our finances, set goals, and create a budgeting system to help us work together better to achieve financial peace and stability.
Is Financial Peace University Worth the Price?
Clearly, I’m a fan of the Financial Peace University program. But is it worth the price tag?
When I joined I paid just about $120, which if you ask me, is a bargain! You can click here now to check out the current price and package. Our membership gained us access to the online videos and tools, a year of Every Dollar budgeting app (which is great and a $99 value alone!), and a package of class materials shipped to our home at no additional shipping fee.
I STRONGLY encourage you to go through Financial Peace University with a local group. The accountability and community was key to our success with this program. You can search for a local group on this page .
So, my answer to Is Financial Peace University Worth the Price? YES!
Do you have other questions about FPU? Ask me in the comments below and I’ll do my best to answer. Isn’t it always nice to get some info and opinions before forking over your cash and time?! I’m happy to answer any questions I can about my experience with the program.